What is the difference between Debt Management and Debt Consolidation?
Debt Consolidation means that you will have to get a loan which will consolidate your existing unsecured debts. Whereas Debt Management is a debt repayment plan which does not involve any further borrowing. Instead you make one lower repayment which will distribute between your creditors. It is important that you get expert advice before making your decision, as what is right for someone else may not be right for you.