What is the difference between debit and credit purchases using my VISA Check Card?
When you use the VISA Check Card “debit” option, and input your PIN, the funds are immediately posted to your Pending Transactions an deducted from your Available Balance. When you use the “credit” option, and your signature, the transactions may take several days to post to your account. Please not that only signature Check Card transactions qualify for VISA Extras reward points.