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What is the difference between current balance and available balance on the account summary screen?

account Balance screen summary
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The current balance is the total of funds in your account. The available balance is the amount of funds you can use for a transfer or merchant payment. The difference includes deposits placed on hold and debit card holds for pending purchases not posted to your account. Please keep in mind that you are always required to have a minimum share of $5.00 in your primary share account (share type 01).

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