WHAT IS THE DIFFERENCE BETWEEN CREDIT STRATEGIES AND CREDIT REPAIR?
Credit repair only works with attempting to remove the derogatories, which is not a good strategy for improving the scores. In fact, credit repair at its best, only removes the negative items temporarily, and most often leads to lowering the scores even more. In the last 18 months, credit repair has become an antiquated and ineffective way of trying to remedy any type of negative accounts or collections. With the new credit-scoring systems in place, using these out-dated strategies can not only lower your score, but if it’s not done correctly it may actually alter or delete positive accounts. The credit repair process is complicated, which is why it often ends up not working. If you don’t know exactly what you’re doing you can negatively impact the scores and make irreversible changes to your credit file. Credit Strategies focuses on the scores themselves, how they are determined, and the steps for improving them. There are many different methods involved in increasing the credit score
