What is the difference between “Comprehensive” and “Collision” coverages for automobiles?
A.”Comprehensive” covers all perils except collision. Examples: losses by theft, fire, windstorm, flood, vandalism, falling objects, earthquake, hail, glass breakage, and more. “Collision” covers only one peril…collision. But it is the one peril (don’t you love that word) that causes the most damage. That’s why it is more expensive. Back to list. Q.When my child obtains a driver’s permit, must I list him or her on my auto policy? A.You don’t need to list your child as an operator of your car until he or she actually passes the driver’s exam and becomes a licensed driver. A child with a valid permit can operate your car accompanied by a licensed operator up until he or she becomes a licensed driver without being listed. If you have a son or daughter with a permit, please let us know. We have some useful information on young people and their impact on your auto insurance. Back to list. Q.I am thinking of starting a business in my home. Does my Homeowner’s Policy cover me? A.If you have
A.”Comprehensive” covers all perils except collision. Examples: losses by theft, fire, windstorm, flood, vandalism, falling objects, earthquake, hail, glass breakage, and more. “Collision” covers only one peril…collision. But it is the one peril (don’t you love that word) that causes the most damage. That’s why it is more expensive. Back to list. Q.When my child obtains a driver’s permit, must I list him or her on my auto policy? A.You don’t need to list your child as an operator of your car until he or she actually passes the driver’s exam and becomes a licensed driver. A child with a valid permit can operate your car accompanied by a licensed operator up until he or she becomes a licensed driver without being listed. If you have a son or daughter with a permit, please let us know. We have some useful information on young people and their impact on your auto insurance. Back to list. Q.I am thinking of starting a business in my home. Does my Homeowner’s Policy cover me? A.If you have
