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What is the difference between COBRA, OBRA and Cal-COBRA?

cal-cobra COBRA obra
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What is the difference between COBRA, OBRA and Cal-COBRA?

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COBRA is a federal law that gives the right to continue coverage to employees of large firms (20 or more employees), their spouses, and dependents. This coverage lasts up to 18 or 36 months. Premiums are generally up to 102% of the premium that current employees on that same policy pay.

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