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What is the difference between charging a credit card versus a debit card?

April 26, 2017credit card Debit card difference versus

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What is the difference between charging a credit card versus a debit card?

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For ProPay merchants there is no difference. You pay the same low rate regardless of whether the card is a credit or debit card. Traditional merchants typically pay different rates when accepting a debit card with a PIN (a PIN-based transaction), versus a regular credit or debit card without a PIN. You have the option of not accepting debit cards.