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The BUY rate is that rate published on our rate sheets for Leases and EFA’s. A SELL rate is that rate you use to determine the payment after adding in the number of points you have decided. As an example, if our BUY rate is 0.0432, and you wanted to make 10 points, the SELL rate would be 0.04752 (0.0432 x 1.1).
