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What is the difference between bodily injury liability coverage and medical payments?

April 26, 2017bodily coverage injury liability medical PAYMENTS

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What is the difference between bodily injury liability coverage and medical payments?

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A. Bodily injury liability coverage applies to injuries you or anyone insured under your policy becomes legally responsible for as a result of an accident. Medical payments coverage pays for reasonable medical expenses incurred by you or passengers in your vehicle regardless of who is at fault for the accident. Your local agent can advise you of the coverage provided by your policy for both bodily injury liability and medical payments.