What is the difference between BCBSF BlueOptions and BlueSelect plans?
BlueOptions is what we call a group of health plans that offer comprehensive medical coverage for preventive and routine care, prescription drugs, hospitalization, out-patient services, lab and imaging, and more. There are many plan options available in the BlueOptions portfolio: • Predictable Cost plans with set copayments and coinsurance; • Lower Premium plans with higher deductibles and out-of-pocket limits; • Health Savings Account (HSA) Compatible plans; and • Temporary Insurance plans offering up to six months of coverage.There are no network restrictions, which means you can visit any provider you want, in-network or out, without referrals, but will save more staying in the large BlueOptions network. BlueSelect plans feature similar traditional medical coverage, with much lower premiums – up to 20% less in some cases. Plans provide coverage for adult and child preventive care, outpatient provider services and therapies, and prescription drugs, and you get major cost saving oppor
