What is the difference between ATM machines and POS Debit terminals?
If a customer uses an ATM machine not owned by the issuer of their ATM or Debit Card, the machine owner usually charges them $1-2, and in some cases an additional $1-2 fee is charged by their bank. Point of Sale transactions are generally safe from these additional back-end fees. ATM cash machines also occupy a large footprint in the lobby, require more Owner/Operator involvement, and can be very costly.