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What is the difference between an On-Loan Octopus and a Sold Octopus?

difference Octopus on-loan sold
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What is the difference between an On-Loan Octopus and a Sold Octopus?

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An On-Loan Octopus is an Octopus we lend to you, requiring a deposit of HK$50. Sold Octopus are encoded with no deposit and no initial stored value (unless otherwise specified). On-Loan Octopus are refundable subject to a handling fee of HK$7 within three months of use. Sold Octopus with special graphics are non-returnable but any remaining value is refundable. Find out more.

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