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What is the difference between an Instant Macy’s ReadyCARD and a Personalized Macy’s ReadyCARD?

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What is the difference between an Instant Macy’s ReadyCARD and a Personalized Macy’s ReadyCARD?

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There are important differences between the Instant Card and the Personalized Card: Instant Macy’s ReadyCARD: The Instant Macy’s ReadyCARD cannot be reloaded and may not be used for cash access through an ATM, bank, or merchant. Personalized Macy’s ReadyCARD: The Personalized Macy’s ReadyCARD can be used to withdraw cash from ATMs or banks with any of the brand marks displayed on the front or back of the Card, and to obtain cash back at retail establishments that offer that service. The Personalized Card can also be reloaded at any ReadySTATION or through direct deposit. You can also transfer money from the Card to a bank account at a financial institution in the United States.

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