What is the difference between an HMO and PPO plan?
• Will my weight affect my premium rates? • Can an application for individual health insurance be turned down? • Can I use my current doctor with the new plan? • What is the definition of a pre-existing condition?? • Can I purchase health insurance at a lower premium directly with an insurance company? • Why should I purchase health insurance from an independent agent? • Do I pay anything to the independent agent? • What payment choices are there for the initial premium? • Will BCBS accept my previous group coverage and exempt me from pre-existing condition limitations? • Can I obtain coverage while I’m pregnant? • What if my application is denied? • Can my coverage be terminated? • What does short term health insurance mean? • What is the difference between Blue Cross Blue Shield Of Arizona and other carriers? • As I get older, do my premiums increase? Who needs this type of coverage? An individual insurance policy is an ideal, affordable type of medical insurance for those who are: s
