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What is the difference between an e-check payment and a debit/credit card payment?

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What is the difference between an e-check payment and a debit/credit card payment?

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An e-check payment is an electronic way of writing a personal check. DMV uses your bank’s routing and account numbers to obtain payment from your bank. E–check payments are verified with your bank after you finish your DMV transaction. With debit or credit card payments, DMV obtains a payment authorization before you finish the DMV transaction. Please note: There are two different payment confirmation pages that display depending on the type of payment that you select.

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