What is the difference between an advised and non-advised sale?
With an advised sale your Relationship Manager will work with you to identify your investment needs and attitude to risk before advising you on the specific products that they believe best suit your particular needs. However, if you know what you want and do not require advice you can buy an investment product on a non-advisory basis. We will provide you with information to help you make your decision and assist you in the transaction. Equally if you take advice and decide on a course of action or product that we do not recommend, you are still free to buy this on a non-advisory basis. Finally there are some products we offer that we do not give advice on and you can only take out on a non-advisory basis. This means they are really only suitable for sophisticated investors who are happy to make their own wealth management decisions. Our International Brokerage is one example of a service that is only available on a non-advisory basis.
