What is the difference between agencies that independently contract their caregivers or agencies that employ their caregivers?
If you hire an independent contractor you are considered the employer and hold all liability and responsibility for the employee. The client is responsible for payroll taxes, worker’s compensation, liability, bonding, and instructing the caregiver. The client is vulnerable for tax accountability as well as for lawsuits from an independently contracted caregiver. If you hire an agency that has employees the agency takes all the employer responsibilities. And good agencies will protect themselves, their clients, and their caregivers with workers compensation, criminal checks, solid reference checks, liability insurance and bonding.