What is the difference between a townhouse and a condominium for HOA dues and services?
There is no set answer. Generally speaking, in a townhouse that is side by side you generally hold title to the land as well as the building, whereas in a condominium you own your portion of the building and a percentage of interest in the land and the other common areas. In many cases townhomes have no HOA dues so the individual homeowner is responsible for all their own maintenance and monthly bills. It will then be up to each homeowner to individually talk to their neighbor and have the funds on hand to contribute jointly when the roof needs repair or the exterior of the building needs a new coat of paint.