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What is the difference between a narrative and an itemized list with a written commentary?

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What is the difference between a narrative and an itemized list with a written commentary?

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A narrative is a typical “boiler plate” with a written explanation completed after the home inspection has been performed. It is usually a group of paragraphs, “plugged in” and written offsite. Frequently, it takes between 3-10 days to receive in the mail.

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