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What is the difference between a medical only claim and a lost time claim?

April 26, 2017claim difference Lost medical time

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What is the difference between a medical only claim and a lost time claim?

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Claims resulting from a work-related injury fall into two groups: medical only claims (80%) and lost time claims (20%). A lost time claim occurs when a worker misses more than seven calendar days (one week) of work due to the injury. Although most work-related injuries are not serious enough for a worker to lose more than three workdays, it is still important that workers report the injury to their employer immediately.