What is the difference between a limited tort and a full tort?
Under Pennsylvania law, you have the option of choosing a type of insurance that limits you and your family’s right to seek financial compensation for medical expenses and other damages caused by another negligent driver. This is called a limited tort. Under a limited tort, you and your family members can seek compensation for medical bills and out-of-pocket expenses only. In other words, by purchasing a limited tort, you are giving up your right to pursue compensation for pain and suffering. A full tort, on the other hand, allows you to seek financial compensation for any pain and suffering you sustain in an accident if the other driver is at fault, regardless of whether you have a serious injury. Our insurance attorneys strongly urge our Chester County, Pottstown and King of Prussia-area clients to select the full tort option on their insurance policy.
