What is the difference between a HMO health insurance plan and a PPO health insurance plan?
A HMO health insurance plan requires you to go to medical providers within the HMO’s network. Alternately, a PPO health insurance plan gives you the freedom to choose from both in-network and out-of-network providers. However, if you opt for an out-of-network provider, you’ll generally pay higher co-pays. Choosing between a HMO health insurance plan and a PPO health insurance plan really boils down to personal preference.
