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What is the difference between a FROI denial (04) and a SROI denial (04)?

April 26, 2017denial difference froi sroi

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What is the difference between a FROI denial (04) and a SROI denial (04)?

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The FROI and SROI denials are both used to report that a claim is being entirely denied. If indemnity payments have been made and reported on the denied claim, the SROI denial should be sent. If there have not been any indemnity payments, the FROI denial should be sent.