What is the difference between a direct writer and an independent agent?
Avemco is a direct writer, which means you deal directly with the insurance company. Avemco’s Aviation Underwriters are salaried employees of the company who specialize in aviation insurance. Most requests can be handled or resolved immediately with one telephone call. In addition, Avemco has a national network of claims representatives on immediate call throughout the U.S. Avemco specializes in aviation insurance coverage, serving the needs of general aviation pilots for over 40 years. An independent agent, on the other hand, is a commissioned sales person who deals with many companies who offer different policies. Remember that aviation insurance policies are not standardized, and therefore independent agents may find it more difficult to be intimately familiar with all of the coverages and policies of the companies they represent. The agent acts as an intermediary between you and the insurance company so you never communicate directly with the company that is providing the insurance
