What is the difference between a Declining Balance or Debit Account and what I have with a credit card?
With a credit card, you charge the expenses and then must pay for them later. This requires careful advance planning and responsible management of the expenditures not to exceed your budget. With the ID Buc$ debit account, you place only the funds you can afford into the account and then spend them as you wish. There is no danger of overspending and getting in debt — no surprises at the end of the month!
Related Questions
- If my Visa Credit Card or Check (Debit) Card is lost or stolen, how do I cancel/freeze the account to avoid fraudulent charges?
- Can a credit card company continue to charge over-the-limit fees on an outstanding balance of a closed account?
- What is the difference between a Declining Balance or Debit Account and what I have with a credit card?
