What is the difference between a benefits-in-kind policy (naturapolis) and a reimbursement policy (restitutiepolis)?
With a “benefits-in-kind” policy, your insurance company will offer you contracted care provided by its contract partners. You won’t get a bill for the care you receive, but your insurance company may not have a contract with all care providers. The reimbursement policy, which is usually a bit more expensive, resembles the private insurance policies in the old system. You will have to pay the bills yourself, and the insurance company will pay you back afterwards. Many insurance companies have made agreements with hospitals and pharmacies so that they will send their bills directly to the insurance companies. With a reimbursement policy, you can choose for yourself where you go to get healthcare.
