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What is the difference between a bank and Endura Financial Federal Credit Union?

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What is the difference between a bank and Endura Financial Federal Credit Union?

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Endura Financial is a not-for-profit organization that is run by a volunteer board of directors, elected by the members. Unlike banks that have stockholders to pay, Endura Financial Federal Credit Union returns earnings to the members in the form of lower interest rates on loans and higher interest rates on deposits.

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