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What is the definition of disability?

April 26, 2017definition disability

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What is the definition of disability?

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The law defines disability as the inability to engage in any substantial gainful activity due to any physical or mental impairment which can be expected to result in death or which has lasted or can be expected to last for a continuous period of at least 12 months.

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There is no statutory definition of disability, but most policies will define disability as a sickness or injury not excluded under the terms of the contract. During a period of disability, the insured must be under the regular care of a licensed physician.

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