What is the definition of “clearing up” a consumer’s credit report or improving their credit profile?
A. When you have inaccurate, erroneous and obsolete items identified and/or corrected on their credit report and go through the proper channels to provide a more accurate credit profile for both you and any new lenders. Clearing up Correct information is against what the Fair Credit Reporting Act is in place for. You should not attempt to clear up correct information. You should only dispute information that is believed to be inaccurate, obsolete, or erroneous.
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