What is the definition of a delinquent debt?
Delinquent debt is defined to mean: (i) a single account or monetary obligation which is at least $50 owed by a debtor to a local government; or, (ii) a group of accounts or single monetary obligations, each of which is less than $50, that have been combined to total at least $50, owed by the same debtor to a local government; or, (iii) a combination of two or more accounts or monetary obligations, one of which is at least $50 and the remainder of which when added together equal less than $50, owed by the same debtor to a local government. In addition, the Clearinghouse requires that a period of 60 days must have elapsed between the time the local government declares all of the applicable accounts or monetary obligations delinquent and the date the delinquent debt is submitted to the Clearinghouse for collection. For example, a debtor owes $45 for an ambulance trip, $50 for one year’s delinquent property tax on one parcel, and $25 for water and sewer service. The local government would