What is the deferred period on my credit agreement?
The deferred period is the period where no payments are requested by the finance company. However during that period if you wish to make payments to the credit balance you can by contacting the finance company directly. If your agreement is with GE Money (Edge) contact (0870 125 2565) Will I incur additional charges if I choose to settle in full after the deferred period? You may incur additional charges if you decide to settle the balance in full after the deferred period. If you wish to pay off the agreement before the end of the term you should contact the finance company to request an accurate settlement figure. When will I start making the direct debit payment and will I be notified? The finance company will send you a ‘welcome’ letter advising you of their contact details and when the first direct debit payment is due. I have changed my mind and wish to cancel my credit agreement, how can I do this? If you no longer wish to purchase the goods and therefore wish to cancel your cre
The deferred period is the period where no payments are requested by the finance company. However during that period if you wish to make payments to the credit balance you can by contacting the finance company directly. Hitachi Capital Consumer Finance 2 Apex View Leeds West Yorkshire LS11 9BH Tel: 0870 850 8116 Clode Retail Finance 19-20 Neptune Court Vanguard Way Cardiff CF24 5PJ Tel: 08701 608806 If I make a payment during the deferred period, will I be charged anything extra? No, during the deferred period on a buy now pay later credit agreement you have the option of paying as little or as much as you wish. If you pay off the entire credit amount before the end of the deferred period then you will incur no interest or charges When will I start making the direct debit payment and will I be notified? The finance company will send you a welcome letter advising you of their contact details and when the first direct debit payment is due. I want to make a payment on my credit agreement,