What is the Debt-to-income (DTI) underwriting approach?
Debt-to-income (DTI) underwriting approach for financing commercial real estate offers investors and business owners the greatest flexibility. It focuses on the borrower’s personal financial strength – as opposed to just the property’s cash-flow – when evaluating the ability to repay the loan. So unlike traditional commercial lenders, there is no minimum debt-service requirements. As a result, Growth Financial offers many innovative features and benefits you’re not likely to find elsewhere.
