What is the Debit/ATM Card Overdraft Service?
It is a feature that you may choose to have on your checking account that may allow you to make one-time purchases using your Debit Card or withdraw cash at an ATM when you dont have enough available funds in your checking account. An overdraft occurs when you do not have enough available money in your checking account to cover a transaction, but we pay it anyway to help you avoid additional fees or late charges from other companies.