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What is the Credit Repair Specialists’ definition of improper negative credit as referenced in the marketing material?

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What is the Credit Repair Specialists’ definition of improper negative credit as referenced in the marketing material?

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A. Some examples of “improper,” or better stated “inaccurate,” items on a consumer’s credit report are items that either are 1) erroneous – don’t belong to the consumer, 2) display inaccurate information about the item, i.e. payment history or dates, or 3) obsolete – have exceeded the reporting timeline for that item.

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