What is the coverage when I’m visiting my home country during my actual stay abroad?
Such a case is only partly covered with travel insurance policies. Depending on the selected plan some offer coverage for a couple of weeks within every year, other only cover medical expanses in countries other than the home country. In the worst case someone doesn’t have a health cover when setting foot into their home country. Again the safe way is a unlimited private health insurance which provides coverage anytime and anywhere. Not just for a short home leave but also for a permanent return to your home country.