What is the concept behind the INDUS HEALTH FRIEND CARD?
Stunningly, 80% Hospital Bills are paid by the Patient/User out of his/her own pocket and only 10% are covered by Employer Reimbursement and/or Government Health Insurance Schemes. Health Insurance Schemes particularly do not cover pre-existing illeness. Also, employer supported Medical Reimbursement Schemes in many cases do not cover the expenses of the employee’s and/or his/her spouse and parents. Hospitals do not publicly announce and encourage discount schemes and at best it is offered on Preventive Health Plans and for Senior Citizens. Low Utilization of Capacities and inability to leverage business streams from Diagnostics, Lab and Pharma are the key factors for high cost of healthcare, which make medium to high-end treatment in speciality unaffordable and beyond the reach of the common man. More than 50% of the hospital infrastructure like high-end diagnostic equipments, lab equipments, operation theatres, etc. are idle from evening until next day morning, creating large idle ca