What is the Builder not liable for?
• Wear and tear or deterioration caused by neglect or failure to carry out maintenance. • Dampness, condensation or shrinkage not caused by a defect. • Anything excluded by an endorsement on the Insurance Certificate. • Anything caused by alterations or extensions to your home. • Anything resulting from compliance with written instructions given by or on behalf of the first owner in respect of design, materials or workmanship. • Any cost or expense greater than that necessary to carry out a workmanlike repair of the defect or damage. • Any items falling outside the definition of home (as defined in your policy document). • If you are not the first owner, anything which you knew about when you acquired the home and which resulted in a reduction in the purchase price you paid or which was taken into account in any other arrangement.