What is the best way to legally and responsibly get rid of credit card debt?
This was selected as Best Answer 1. First, cut back on all spending (be ware of when and what you spend you’re money on every day) 2. Pay off the credit cards with the highest interest rate first. 3. Pay the minimum payment due + a little extra each month to speed up the repayment. 4. When the credit card is paid off, either destroy it or lock it away somewhere (take it out of your wallet and stop using it) 5. When your credit cards are all paid off, then start with your other debts, paying off the debts with the highest interest rate first.