What is the best way to go about purchasing a Second to die Life Insurance Policy?
Because the ultimate cost is based on the underwriting results obtained from the doctor records, interview and physical that needs to be done on the insured individuals, the final cost isn’t known until the underwriters have reviewed all the material information. An illustration is provided prior to underwriting to give a best efforts estimate based on preliminary information provided to the agent. The best way to proceed with this type of policy purchase is to review an initial illustration and determine if the policy suits your needs and goals. If so, submit an application and go through the underwriting procedure. There is no cost for this and the only way to determine your true policy premiums.
