What is the benefit to contacting a psychologist not on my plan?
Psychological research has shown us over and over that it is the quality of the relationship between you and your psychologist that has the biggest effect on the outcome of your therapy. Choosing a psychologist should be based on his or her training, others’ recommendations, and your own comfort level, rather than be limited only to those on your insurance plan. In the long run, it may turn out to be more cost-efficient and emotionally beneficial for you to make your own choice of psychologist. In any case, it is always a good idea to check with your insurance company to clarify your coverage. Many insurance companies do offer out-of-network benefits. This allows you to see the psychologist of your choice and covers a good portion of your therapy—in some cases, up to 80 percent of the fee after you reach your deductible amount.
