What is the Basic Interest Strategy?
Monthly policy expenses are paid from the Basic Interest Strategy and money is directed from it to the other strategies. All net premiums are initially directed to this strategy. A minimum dollar amount equal to twelve months’ rolling expenses is retained within the strategy. Whenever the value of the Basic Interest Strategy exceeds this minimum amount by $100 or more, money is directed to the other strategies based on the policyowner’s desires. Whenever a segment within the other strategies matures, its value goes back into the Basic Interest Strategy to be redirected.
