What is the Automatic Debt E-racer (ADE)® Program?
The ADE program prioritizes your existing debt then, using our Variable Path Linear Math System, pays off your debts, using the take-home income you already earn, on a systematic basis each and every month which eliminates late fees and increased interest charges and helps improve your credit (FICO) score. 2. How is the ADE® Program different from Debt Elimination or Debt Negotiation? Debt Elimination and Debt Negotiation programs normally enter the picture after bills are already late in being paid. [Note: Late payments always reduce your credit (FICO) score.] When your debt amount is lowered as a result of negotiation, the difference between the original debt amount and the newly negotiated (lower) amount can be listed on your credit report as a “Paid as Agreeded ” which usually factors negatively against your credit (FICO) score. The ADE program pays off all your creditors, in full. 3. What types of debt does the ADE Program work on? The ADE Program works on both “Secured Debt” (i.e
