What is the Automated Card Expert?
The Automated Card Expert is a portfolio analysis tool developed by ICBA Bancard exclusively for our participating banks. It analyzes your bank numbers (Account Growth, Penetration and Activity; Credit Lines, Outstandings, Volume, and Usage; Receivable Aging; and Revenue, Expenses and Profitability) using spreadsheets and graphs. It also allows you to research proven growth strategies and tactics (Acquisition/Penetration, Activation, Usage and Retention) from VISA, MasterCard and other Bancard banks to keep your portfolio moving in the right direction. Top Q: Features-At-A-Glance A: There are four main areas of ACE: Step-By-Step Analysis This 5-step process offers a quick evaluation of how your card program measures up. Compare your key performance indicators to ICBA Bancard averages, identify strengths and opportunities and then link directly to Card Growth Strategies for suggestions on how to improve your numbers. Detailed Analysis Use these in-depth reports to analyze your Account G
