What is the Answer to this legal summons?
Levitz either sold your debt to Arrow, or Arrow may have acquired it in receivership during Levitz’s bankruptcy. Thus, you cannot deal with the original debtor if Arrow has legitimately acquired your debt. That is what collection agencies do. They get your $2500 debt for a much cheaper price and make their money collecting the whole amount. How is Arrow not legitimate (and since you are on default on your obliation…your legitimacy/illegitimacy is really at issue) since they are seeking resolution in a public court of law? They wouldn’t do this if they were being shady. You should answer the summons. You can enter a general denial (which will set a trial date) and then negotiate the debt or a payment plan. It may be helpful to acquire an attorney. In the end, if you do not answer it, they can file a motion for summary judgment with the court and get a default judgment against you for failure to appear. This will create big problems for you down the road. YOu may want to consult with a
