What is the advantage of using a SIHO Network Provider?
If you use a SIHO network provider, your provider will be responsible for filing the claim on your behalf and will directly receive payment from us for covered services. In most cases, you will only be responsible for deductibles, coinsurance or copayments. If you utilize a non-network provider, you may be subject to balance billing for any outstanding amount. Check your Summary Plan Document for more information and the SIHO Provider Directory for network providers. How is my claim processed if I do not use a SIHO Network Provider? If your Health Plan design requires you to utilize a SIHO Network Provider, your charges could be denied or require an increased amount of responsibility for your portion of payment. Refer to your Summary Plan Document for more information. What is a Primary Care Physician (PCP)? Your PCP acts as your regular physician and can help coordinate other care you may need, such as Specialist office visit or hospital inpatient or outpatient services. Check the SIH
