What is the Accidental Death Benefit rider?
top The accidental death benefit rider is an optional policy provision that pays an additional amount over and above your policy coverage amount in the event the insured’s death is caused by an accident. Even without this rider, your term life insurance policy will pay the stated death benefit in the policy if the insured’s death is the result of an accident.
The accidental death benefit rider is an optional policy provision that pays an additional amount over and above your policy coverage amount in the event the insured’s death is caused by an accident. Even without this rider, your term life insurance policy will pay the stated death benefit in the policy if the insured’s death is the result of an accident.
Related Questions
- How will I know if my policy includes extra coverages like accidental death, future increases in the death benefit, or covers other family members? Do these affect my settlement?
- What is covered by my Accidental Death and Dismemberment benefit?
- What is the definition of Accidental Death Benefit (ADB)?
