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What is the $25 Memo Debit that was charged to my Checking Account?

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One possibility may be: An item (Check, Debit Card Purchase, etc.) tried to clear in your account for an amount greater than your available balance. The result is a Memo Debit of $25 for an NSF Charge. Please contact our Bookkeeping Dept. for assistance — Toll free 866-857-5995.

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