What is TFL?
TFL acts as a secondary insurance to Medicare, minimizing your out-of-pocket costs. In other words, claims will go to Medicare first and then to TFL. If the service is covered by both Medicare and TRICARE, Medicare coverage will pay first and TFL will then pay any Medicare deductibles, Medicare cost-shares and Medicare copayments. You can view eligibility and cost information at www.tricare.mil/tfl. What makes me eligible? TFL is available to TRICARE beneficiaries 65 and older with a valid military identification card who are enrolled in both Medicare Parts A and B. Dont forget to confirm your Medicare status is current in the Defense Enrollment Eligibility Reporting System. TFL is based on the family member who reaches 65 and, therefore, another family member may still be using one of the other TRICARE programs if not yet eligible for TFL. What are my Medicare enrollment deadlines? Generally, you become eligible for Medicare at 65. About 90 days prior to turning 65, you will receive m
