What is “tail” coverage and why is it necessary?
This is an extended reporting endorsement that is necessary when a health care provider moves from a Claims Made form of coverage to an occurrence form or stops coverage all together and the health care provider had claims made coverage. This ensures that claims that are received or filed after the termination of the claims made coverage will be considered covered and the provider will be considered a qualified health care provider and eligible for the cap on damages and the personal protection afforded under the medical malpractice act.
