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What is switching of loan? What are the procedures and costs involved if I decide to switch the loan?

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What is switching of loan? What are the procedures and costs involved if I decide to switch the loan?

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If you take a new loan from your bank or another lender to repay your existing loan it is called switching of loan. Review your housing loan once every few years to see if you can get a better deal by switching. Ask your existing bank for re-pricing options, before checking with other banks.

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